We’ve made the process super quick and easy for you to offer a full spectrum of Travel Financing options to your customers. After you complete the program enrollment form, we will contact you with the next steps to set up your custom Co-Branded Portal which will allow you to offer a wide range of Travel Financing to your customers immediately. When your customer applies using your unique loan application we will match your customers with lending options from our large network of the best lenders, offering Travel Financing Cards & Loans based on their individual needs to provide them the best options and highest chance of approval success. Your customers will be able to review and compare all options ahead of making any final decisions.
Just direct them to the banner link ( provided) or send them your Travel Financing Portal Link and they can simply complete the online application within seconds. Once they submit their information, they’ll be immediately matched with the best options available based on preferences and their situation.
HelloRates can provide financing for nearly any Travel product or service you can think of. See our page that lists all of the products and services
We never charge per-loan fees, discount fees, or hidden fees.
We encourage you to use all of the provided tools and make the best effort to encourage use of the program, but do not have any minimum volume requirements. We will never shut off your account for inactivity or minimum loan volume.
We will never ask you for any paperwork from you or your customer. When a customer is approved, they will follow the easy steps to finalize their financing or loan and get their funds directly deposited into their account so that they can pay you by cash or check.
When a customer is approved, they will follow the easy steps to finalize their card or loan and get their funds directly deposited into their account so that they can pay you by cash or check. Credit cards are generally approved online and arrive directly to the customers home within 3-5 business days.
We take consumer and business privacy very seriously, and all of your information is safe and secure in a variety of different ways. One way is by using SSL to establish an encrypted link, so everything you provide remains private. You can review our privacy and security policy in the privacy section of this site.
An unsecured loan, or personal loan, is a loan that is based solely on the borrower’s creditworthiness rather than by any type of collateral. An unsecured loan can be used for nearly any purpose, including home improvements, debt consolidation, travel, medical & dental wedding expenses, and many more.
A secured loan is a loan that is secured by a valuable asset, such as a car or home. The asset is used as collateral for the loan, and if you default, the bank or lender can repossess the car, home, or other asset that is pledged. Do not offer any secured loans at this time.
HelloRates has partner network programs for all credit types. Scores from 500- 850 are welcome to apply.
Unfortunately, we only offer our program in the US at this time.
There are no requirements to accept any of the options that are presented. In some cases It’s best practice to notify the lender directly that you are declining their offer so that they can allocate that money to someone else.
Yes, HelloRates has lending partners that work with borrowers with poor up to excellent credit. All loan and financing underwriting decisions are performed and provided by our lending partners.
HelloRates is not a lender and does not pull credit or make credit decisions. HelloRates works with best in class lenders and card providers through our loan portal engine. Most lenders will only pull a soft credit report that will not affect your score. Most credit card providers that can be found through the HelloRates Financing site WILL pull a credit report in order to make their final underwriting decision.
A soft credit inquiry is an inquiry that occurs when either you, a credit card company, or a lender checks your credit to pre-approve you to offer you credit. Soft inquiries do not appear on your credit report, nor do they impact your credit scores whatsoever.
A hard credit inquiry is an inquiry that occurs when you apply to a bank or lender so they can review your credit report as part of their decision-making process. A hard inquiry does show up on your credit report and can impact your credit score. This type of inquiry appears on your credit report for two years (24 months), however, it will only impact your credit score for the first year (12 months).
HelloRates never charges the consumer any fees to utilize the services. Each lending partner you are matched with determines their own policy on what they charge. We are unable to determine the amount of out-of-pocket expenses you may incur; however, if we are able to match you with a lending partner, you can discuss your specific situation with them once you review their loan terms and are in contact.
Of course, please reach out using our contact form, and one of our friendly customer success agents will be happy to help you.
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